Frequently Asked Questions

Warren is a DCA (Dollar Cost Averaging) tool for the QQQ ETF with a powerful VIX-based extra deployment system. You invest a fixed amount weekly or monthly, and when VIX spikes above your thresholds, you deploy extra capital to capture the historical edge of buying during fear.

Dollar Cost Averaging is an investment strategy where you invest a fixed amount at regular intervals, regardless of market conditions. This removes emotion from investing and ensures consistent accumulation over time.

Weekly DCA gives you 52 entry points per year, which smooths your cost basis more aggressively and can slightly improve returns. Monthly DCA is simpler — 12 buys per year. Both work well. Choose weekly if you prefer finer granularity and have a broker with low/no commissions; choose monthly if you want fewer trades. You can change your frequency anytime.

When the VIX fear index spikes above your configured thresholds (e.g., >25, >30, >35), Warren alerts you to deploy extra capital into QQQ. Historical data shows VIX > 35 delivers +46.9% average 12-month returns with a 100% win rate. Only the highest applicable threshold triggers — amounts do not stack.

Warren includes a VIX Frequency Estimator on the dashboard that calculates this automatically. Based on 27 years of historical data, it estimates how many times each threshold will trigger per year at your chosen frequency (weekly or monthly), then multiplies by your configured amounts to give you the estimated annual reserve needed.

Historically (1999–2026 data): VIX > 25 fires about 2.5× per year on monthly closes (9.7× on weekly closes). VIX > 30 fires about 1.1× per year monthly (4.4× weekly). VIX > 35 fires about 0.5× per year monthly (2.4× weekly). These are averages — actual frequency varies year to year.

No. If VIX is above 35, it is also above 30 and 25 — but only the highest applicable threshold (35) fires. You deploy the amount set for VIX > 35, not the sum of all three.

No. Warren provides recommendations — you still place the trades yourself through your broker. The tool tells you exactly how much to invest each period and when to deploy VIX-triggered extra capital.

Your Base Amount is your normal investment per period — the amount you would invest with traditional DCA. Common values are $100–$1,000 per week or $500–$5,000 per month, but it depends entirely on your personal financial situation and investment goals.

Yes. All backtests simulate QQQ dividend reinvestment (compounding) using historical dividend yields. This means every dollar deployed — including VIX-triggered extra capital — earns and reinvestes dividends automatically.

Absolutely not. Warren is an educational tool. The strategy presented is based on historical analysis and does not guarantee future results. Investing involves risk, including potential loss of principal. Always consult a qualified financial advisor.

Your account uses hashed passwords (bcrypt) and JWT-based sessions. Your settings and history are stored in an isolated per-user profile. We never share or sell your data.