Flat DCA vs DCA + VIX

See how deploying extra capital during VIX spikes would have boosted your QQQ returns. Choose weekly or monthly DCA, set your VIX amounts, and compare.

Monthly Base Amount ($)

DCA Frequency

Periods (monthly)

≈ 10.0 years

VIX Panic Deployment

Enable

VIX > 25

Elevated Fear

VIX > 30

High Fear

VIX > 35

Extreme Fear

How This Comparison Works

Flat DCA

Invests exactly the base amount every week or month, buying shares at the close price. Simple, steady, proven.

DCA + VIX

Same regular DCA, plus extra capital deployed when VIX exceeds your thresholds. Every VIX deployment historically profitable.

Dividend Reinvestment

Both strategies reinvest QQQ dividends automatically (compounding). Every dollar earns and reinvestes dividends from the day it's deployed.

VIX Deployment Log

Each VIX-triggered deployment is logged with date, VIX level, amount, and entry price — so you can see exactly where extra capital went.

⚠️ Past performance does not guarantee future results. This backtest uses historical QQQ closing prices and is for educational purposes only.